Cora Naylor

PRIVACY POLICY   Cora Naylor (the “Company”) is dedicated to protecting privacy while using the services of www.

coranaylor.com (the “Website”). This privacy policy statement explains information collection and use practices for the Website.

By accessing the Website, you are agreeing with and consenting to the data collection and use practices described in this privacy policy. This privacy policy statement expressly incorporates and is subject to the Terms of Use (“TOU”) for the Website, which may be separately accessed via a hypertext link located on the bottom of the homepage. The provisions, terms and conditions set forth in the TOU shall supersede, govern and control in the event of any actual or potential inconsistency or conflict with the contents of this privacy policy statement.  

PERSONAL DATA COLLECTION:   You may be asked to provide the Company with information that personally identifies you or allows us to contact you (“Personal Data”), if necessary, to carry out a transaction or other service that you have requested in connection with use of the Website. The Personal Data the Company gathers, stores and uses may include the following information:

1. Information about your computer including your IP address, geographical location, browser type and version, and operating system;

2. Information about your visits to and use of this website including the referral source, length of visit, page views, and Website navigation paths; 3. Information, such as your email address, that you enter when you register with the Website;

4. Information that you enter when you create a profile on the Website—for example, your name, profile pictures, gender, birthday, relationship status, interests and hobbies, educational details, and employment details;

5. Information, such as your name and email address, that you enter in order to set up subscriptions to our emails and/or newsletters;

6. Information that you enter while using the services on the Website;

7. Information that is generated while using the Website, including when, how often, and under what circumstances you use it;

8. Information relating to anything you purchase, services you use, or transactions you make through the Website, which includes your name, address, telephone number, email address, and credit card details;

9. Information that you post to the Website with the intention of publishing it on the internet, which includes your username, profile pictures, and the content of your posts;

10. Information contained in any communications that you send to us by email or through the Website, including its communication content and metadata; and

11. Any other personal information that you send to the Company.  

PERSONAL DATA USE:   The Personal Data collected on the Website will be used to operate the Website and to provide service(s) and/or carry out the transaction(s) you have requested or authorized in connection with the Website. More specifically, the Company may use your personal information for the following purposes:

1. Administering the Website and the Company’s business;

2. Personalizing the Website for you;

3. Enabling your use of the services available on the Website;

4. Sending you goods purchased through the Website;

5. Supplying services purchased through the Website;

6. Sending statements, invoices, and payment reminders to you, and collecting payments from you;

7. Sending you non-marketing commercial communications;

8. Sending you email notifications that you have specifically requested;

9. Sending you our email newsletter, if you have requested it (you can inform us at any time if you no longer require the newsletter);

10. Sending you marketing communications relating to our business or the businesses of carefully-selected third parties which we think may be of interest to you, by post or, where you have specifically agreed to this, by email or similar technology (you can inform us at any time if you no longer require marketing communications);

11. Providing third parties with statistical information about our users (but those third parties will not be able to identify any individual user from that information);

12. Dealing with inquiries and complaints made by or about you relating to the Website;

13. Keeping the Website secure and prevent fraud;

14. Verifying compliance with the terms and conditions governing the use of the Website (including monitoring private messages sent through our website private messaging service); and

15. Other uses. If you submit personal information for publication on the Website, the Company will publish and otherwise use that information in accordance with the license you grant to it.  

The Company will not, without your express consent, supply your Personal Data to any third party for their or any other third party’s direct marketing. When you sign up for or agree to receive promotional e-mail or other offers made in connection with or via use of the Website, the Company may use customized links or similar technologies to track e-mail links that you click. The Company may associate that information with your personal information or Personal Data in order to provide you more focused e-mail communications, use of the Website or other services and information related to, offered on or available through the Website. The Company will provide means to unsubscribe to e-mail communications that allows you to stop delivery of that type of communication.  

DISCLOSURE OF YOUR PERSONAL DATA:   The Company may disclose your personal information to any of our employees, officers, insurers, professional advisers, agents, suppliers, or subcontractors as reasonably necessary for the purposes set out in this privacy policy. The Company may disclose your personal information to any member of our group of companies (this means our subsidiaries, our ultimate holding company and all its subsidiaries) as reasonably necessary for the purposes set out in this policy. The Company may also disclose your Personal Data as follows:

1. To the extent required to do so by law;

2. In connection with any ongoing or prospective legal proceedings;

3. In order to establish, exercise, or defend the Company’s legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk);

4. To the purchaser (or prospective purchaser) of any business or asset that the Company is (or are contemplating) selling; and

5. To any person the Company reasonably believes may apply to a court or other competent authority for disclosure of that Personal Data where, in the Company’s reasonable opinion, such court or authority would be reasonably likely to order disclosure of that Personal Data. Except as provided in this policy, we will not provide your Personal Data to third parties.  

RETENTION OF YOUR PERSONAL DATA:   This Section sets out the Company’s data retention policies and procedures, which are designed to help ensure compliance with our legal obligations regarding the retention and deletion of Personal Data. We are not responsible for the information you provide us, nor for retaining such information. Personal Data that we process for any purpose or purposes shall not be kept for longer than is necessary for that purpose or those purposes.

The Company does not delete Personal Data on any particular dates or times. The Company will retain documents (including electronic documents) containing Personal Data:

1. To the extent required to do so by law;

2. If the Company believes that the documents may be relevant to any ongoing or prospective legal proceedings; and

3. In order to establish, exercise, or defend the Company’s legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk). Except as otherwise described in this statement, personal information and Personal Data provided to the Company with regard to use of the Website will not be shared outside of this Website and its controlled subsidiaries and affiliates without your permission.

The Company may send out periodic e-mails informing you of certain services or products offered by it, its subsidiaries and affiliates, concerning technical services or security issues related to a product or service you requested or otherwise related to your use of the Website, or confirming a requested product or service related to the Website. Contact with the customer is an intrinsic part of the product or service being offered. You will not be able to unsubscribe to these e-mails as they are considered an essential part of the product(s) or service(s) you have chosen.  

PERSONAL DATA SECURITY:   The Company is committed to protecting the security of your Personal Data. The Company, through its selected service providers, uses a variety of security technologies and procedures to help protect your personal information and Personal Data from unauthorized access, use or disclosure. In this regard, the Company will:

1. Take reasonable technical and organizational precautions to prevent the loss, misuse, or alteration of your Personal Data;

2. Will store all the Personal Data you provide on secure (password- and firewall-protected) servers; and

3. Will protect all electronic financial transactions entered into through the Website with encryption technology. You acknowledge that the transmission of information over the internet is inherently insecure.

The Company cannot guarantee the security of data sent over the internet. You are responsible for keeping the password you use for accessing the Website confidential. The Company will not ask you for your password (except when you log in to our website).  

AMENDMENTS:   The Company may update this privacy policy from time to time by publishing a new version on the Website. You should check this page occasionally to ensure you understand any changes to this privacy policy. The Company may notify you of changes to this privacy policy by email or through the private messaging system on the Website.  

YOUR RIGHTS:   You may instruct the Company to provide you with any Personal Data it holds about you. In order to obtain such information, you must provide the Company with the following:

1. Payment in the amount of $100.00; and

2. Supply appropriate evidence of your identity. For this purpose, the Company will usually accept a photocopy of your passport certified by a notary plus an original copy of a utility bill showing your current address.

We may withhold Personal Data that you request to the extent permitted by law. You may instruct us at any time not to process your Personal Data for marketing purposes. In practice, you will usually either expressly agree in advance to our use of your Personal Data for marketing purposes, or we will provide you with an opportunity to opt out of the use of your Personal Data for marketing purposes.  

GDPR VISITOR RIGHTS:   Under the GDPR, if you are within the European Union, you are entitled to certain rights and information. We will retain any information you choose to provide to us until the earlier of:  

1.              You ask us to delete the information by sending a request to cora.naylor@gmail.com. Such requests may result in you no longer being able to access paid or free content previously provided to you.

2.              Our decision to cease using our existing data providers

3.              The Company decides to no longer be in business or continue to offer the services.

4.              The data is no longer needed to provide you service, is too costly to maintain further retention, or the Company finds it outdated.  

You have the right to:

1.              Request access to your data that we store and have the ability to access your personal data.

2.              Either rectify or erase your personal data.

3.              Verify the accuracy of your personal data and have it corrected or removed completely.

4.              Seek restrictions on the processing of your data. When you restrict the processing of your data, we can store your data but cannot process it further.

5.              Object to the processing of your data in certain circumstances including but not limited to direct marketing, profiling, scientific or historical research purposes, statistical purposes, automated decision making and profiling and tasks based on legitimate interests or in the public interest/exercise of official authority.

6.              The portability of your data. You have the right to request your personal data from us, receive it and transfer it to another controller. 7.              Withdraw consent at any time. If you have provided consent to the Company’s processing of your personal data, you have the right to withdraw that consent any time without affecting the lawfulness of processing based upon consent that occurred prior to your withdrawal of consent.

8.              Lodge a complaint with a supervisory authority that has jurisdiction over issues related to the General Data Protection Regulation.   We require only the information that is reasonably necessary to enter into a contract with you. We will not require you to provide consent for any unnecessary processing as a condition of entering into a contract with us.  

YOUR RIGHTS UNDER THE CALIFORNIA CONSUMER PRIVACY ACT (CCPA COMPLIANCE):   If you reside in California, you are entitled to additional rights under California law and we ensure compliance with the CCPA. You have the right to:  

1.              Know whether your personal information is sold or disclosed to third parties.

2.              Say no to the sale of your personal information.

3.              Access your personal information, which we will provide within 30 days of such request.

4.              Know what personal information is collected from you and how it is used as explained in the sections above.

5.              Have your personal information deleted.

6.              Equal service, price and no discrimination. You have the right to data portability and right to request your personal information and use it for your own purposes  

Pursuant to California’s “Shine the Light Act,” you are permitted to request information about the manner in which we share certain categories of information with third parties for their marketing use. We may disclose your personal information to our affiliates or other related third parties such as service providers, vendors for their use in marketing to you, so we can provide the products and/or services offered on this website to you. When we disclose such information, your personal information is still kept confidential and between us and that third party. It is not used for any other purpose that’s not permitted under the laws.  

Please be advised we DO NOT SELL YOUR PERSONAL INFORMATION to third parties and have never sold your personal information. We do not intend to sell your personal information in the future either.   Under the CCPA, you still have the right to opt-out of such sales and send us a “do not sell my information” request. If you would like to exercise any of your rights under California law, please submit a verifiable consumer request to us by sending us an email at cora.naylor@gmail.com.

Only you as the person registered with the California Secretary of State can make such verifiable consumer requested related to your personal information or someone you authorize to act on your behalf.   Your verifiable consumer request must provide sufficient information that allows us to verify that you are the person you are claiming to be or that you are the authorized representative of such person about whom we had collected personal information. You must describe your request with enough details such as your first and last name, your address and country that allow us to properly understand the request and respond to it. Please note we cannot respond to your request or provide you with personal information unless we first verify your identity or authority to make such a request and confirm that the personal information relates to you. We will make all attempts to respond to your request within 30 days of receipt.  

This privacy notice for California residents supplements the information included in the previous sections of this privacy policy. California and Delaware law also requires us to state whether we honor “Do Not Track” settings in your browser regarding targeted advertising and we do not monitor or respond to Do Not Track browser requests.  

THIRD PARTY WEBSITES:   The Website may include hyperlinks to, and details of, third party websites. The Company has no control over, and is not responsible for, the privacy policies and practices of third parties.  

UPDATING PERSONAL DATA:   Please let the Company know if the Personal Data that it holds about you needs to be corrected or updated.  

COOKIES:   The Website uses cookies. A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server. Cookies may be either “persistent” cookies or “session” cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed. Cookies do not typically contain any information that personally identifies a user, but Personal Data stored about you may be linked to the information stored in and obtained from cookies. The Company uses both session and persistent cookies on the Website.  

EMAIL MARKETING:   You have the option of opting in or unsubscribing from our email list. By subscribing and opting in, you agree to receive newsletters, updates, messages, promotional materials and any other content related to this website. When you send an email, your email message along with email address and responses are saved for communication purposes with you. This information is kept confidential and we do not share, sell or trade your email information with third parties except as otherwise stated in this privacy policy.  

If you are in the European Union and opt-in to receive any of our free products or services and/or purchase any products or services through our website then you will be subscribed to receive our free email newsletter once you affirmatively consent to it. Please see the Opt-Out section below should you wish to “unsubscribe” and not receive any emails from us.  

But if you are NOT in the European Union then you will be automatically subscribed to receive our free email newsletter once you opt-in to receive any of our free products or services and/or purchase any products or services through our website. Please see the Opt-Out section below should you wish to “unsubscribe” and not receive any emails from us.  

OPT-OUT:   We comply with the CAN-SPAM Act of 2003 and do not spam or send misleading information. Should you wish to no longer receive communication from us, you have the option of unsubscribing by clicking “unsubscribe” at the bottom of the email we send to you or by contacting us.   As for third party websites, please contact them directly to unsubscribe and/or opt-out from their communications.  

We are in compliance with the GDPR along with the email marketing service we use to collect your data.  

CONTACT INFORMATION:   We welcome your comments regarding this privacy policy statement.  You may contact us via e-mail at cora.naylor@gmail.com or at Cora Naylor, 14600 Morris Valley Road, Harrison Mills, BC V0M1A1, Canada.  

Last Updated: November 2022.